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Buying a house without a deposit

There's yet another way to get a home loan if you're strapped for cash. Effie Zahos looks at equity mortgages.

Buying a holiday home

If you want all the home comforts and are happy with repeat visits, consider buying a holiday home.

Buying a house: exchange and completion

Once you have found a house and agreed on the price, then it's time to close the deal. Sarah Mills explains how the house is signed, sealed and delivered.

Buying a house: surveys

Buying property is a huge expense so the one thing you shouldn't stint on is surveys and inspections. These are the best protection you have against buying a white elephant explains Sarah Mills.

Where to buy in 2007: region by region

The market is split between those seeking affordable buys and those with money to burn — Money tells you where to look.

Buying a house: what to look for inside the house

Buying a home can be a bit like buying a carton of eggs. You never know what you're going to find when you look inside — bits might be missing, cracked, old, broken or rotten. So you have to check carefully to make sure you are getting what you pay for.

Buying a house: what to look for outside the house

The inside of a house reflects a person's taste and can usually be easily modified, but the outside of a house is less controllable. Neighbours, the community, council restrictions and structural issues usually fall into the externals category and can be a source of great angst and expense.

Buying at auction

Auctions can be fun, frenetic and financially dangerous. With several hundred thousand dollars or more on the line, the tension in the room can be palpable. The stakes are high for vendors and buyers, so you need to make sure you understand the process, because it is a battleground that takes no prisoners.

Negotiating with real estate agents

Real estate agents typically work for the vendor, so home buyers should be cautious when dealing with them. It is still worth putting questions to the agent, but just remember not to take everything they say as gospel.

Buying your first home: what to look for

Buying a first home can be fraught, confusing and stressful, however there are many things you can do to improve your odds of making a successful choice.

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